myFICO Review: myFICO Pros & Cons
myFICO (myfico.com) is a very popular which competes against other like
Credit Karma, Experian, Equifax, TransUnion and Credit Sesame. Based on our in-depth myFICO review, when compared to its competitors, myFICO ranks as one of the top-performing brands in its category, with an overall ranking of #5 out of 47 total brands. Read the full Myfico.com review below for more details.
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Referral bonus:
How are each store's referral bonuses? How would you rank each store's referral bonuses against its competitors?
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No annual fee:
Does each store offer no annual fees? Is each store no cost to the consumer?
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Sign up bonus:
Does each store give you a sign up bonus? Does each store give you a sign up bonus?
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Perks:
How are each store's perks? How does each store's perks compare to its competitors?
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Interest rates:
How would you rate each store's interest rates? How would you rate each store's interest rates against it's competitors?
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Fraud protection:
How would you rate each store's fraud protection? How does each store's security features rank against its competitors?
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Cash advance fees:
How would you rate each store's cash advance fees? How much does it cost to make a cash advance with each store?
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Late payment fees:
How would you rate each store's late payment fees? How are each store's late fees compared to its competitors?
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Returned payment fees:
How would you rate each store's returned payment fees? How does each store's return check fees compare to its competitors?
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Purchase protection:
How would you rate each store's purchase protection? How does each store's protection against damage & loss compare to its competitors?
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Extended warranty protection:
How would you rate each store's extended warranty protection? How would you rate each store's extended warranty protection?
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No foreign transaction fees:
Does each store offer no foreign transaction fees? Is there a fee to use each store in foreign countries?
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Tap to pay:
Does each store offer tap to pay? Does each store offer contactless payment?
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Balance transfer fees:
How would you rate each store's balance transfer fees? How are each store's debt transfer fees compared to its competitors?
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Card material:
How good is each store's card quality? How does each store's card quality rate against its competitors?
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Price point:
How expensive is each store? How much does each store cost vs. competitors?
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Free returns & exchanges:
Does each store offer free returns? What's their exchange policy? Does each store offer free returns & exchanges?
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International shipping:
Does each store ship internationally? each store international shipping?
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Curbside pickup:
Does each store have curbside pickup? Does each store have in-store pickup?
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Ship to store:
Does each store does ship to store? Can I ship items to each store to pick up in-store?
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PayPal:
Does each store accept PayPal? each store PayPal support?
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Debit & prepaid cards:
each store debit card support? Does each store take debit cards?
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Google Pay:
Does each store accept Google Pay? Does each store accept Google Pay?
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Apple Pay:
Does each store accept Apple Pay? Does each store accept Apple Pay?
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Amazon Pay:
Does each store accept Amazon Pay? Does each store take Amazon Pay?
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Shop Pay:
Does each store accept Shop Pay? Does each store take Shop Pay?
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Bitcoin:
Does each store accept Bitcoin? Does each store take Bitcoin for payment?
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Alipay:
Does each store accept Alipay? Does each store take Alipay?
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Official coupons page:
Does each store have an official coupons page? Does each store maintain its own coupon page?
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AARP discounts:
Does each store offer discounts to AARP members? Does each store have an AARP discount policy?
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Military discounts:
Does each store offer a military discount? each store military discount?
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Student discounts:
Does each store have a student discount? Does each store have a student discount?
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Price matching:
Does each store price match? each store price matching?
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Birthday discounts:
each store birthday discount? Does each store give birthday discounts?
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Senior discounts:
each store senior discount? Does each store have a senior discount policy?
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Teacher discounts:
Does each store give discounts to teachers and educators? Does each store give discounts to teachers and educators?
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Rewards programs:
Does each store have a rewards program? each store rewards program?
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Front-line worker discounts:
Does each store offer discounts to front-line workers? Does each store offer discounts to essential workers?
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Competitor coupons:
Does each store accept competitors' coupons? Does each store take competitor coupons?
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Coupon stacking:
Does each store support coupon stacking? each store coupon stacking?
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Sales events:
Does each store ever have sales or promotional events? How often does each store have sales events?
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Black Friday Ads Page:
Does each store have a Black Friday Ads page? Does each store have a Black Friday Ads page?
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Cyber Monday sales:
Does each store have a Cyber Monday ad this year? Does each store have a Cyber Monday ad this year?
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Gift cards:
Does each store offer gift cards? Does each store accept gift cards or e-gift cards?
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Loyalty programs:
each store loyalty or rewards program? Does each store offer a loyalty or rewards program?
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Live chat:
Does each store offer live chat support? each store's live chat support?
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Order changes/cancellations:
Can I cancel or change my each store order for free at any time? Am I able to adjust my each store order once I've placed it?
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Order tracking:
How does I track my each store order? each store track order?
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White-glove delivery:
Does each store offer white-glove delivery and assembly? Does each store offer in-home delivery services?
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Contact information:
How does I contact each store? How to contact each store?
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Social media pages:
each store social media pages? List of each store's social media pages?
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Affirm financing:
Does each store accept Affirm financing? each store Affirm financing support?
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Afterpay financing:
Does each store accept Afterpay financing? Does each store take Afterpay financing?
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Klarna financing:
Does each store accept Klarna financing? Does each store take Klarna for financing?
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Sezzle financing:
Does each store accept Sezzle financing? Does each store support Sezzle financing?
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QuadPay financing:
Does each store accept QuadPay financing? Does each store take QuadPay?
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Splitit financing:
Does each store accept Splitit financing? each store Splitit financing support?
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Bread financing:
Does each store accept Bread financing? Does each store offer Bread as a financing option?
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Layaway programs:
Does each store offer layaway programs? What is each store's layaway policy?
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GreenSky:
Does each store accept GreenSky financing? each store GreenSky financing support?
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Snap Finance:
Does each store accept Snap Finance? each store Snap Finance support?
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Four financing:
Does each store accept Four financing? Does each store take Four financing?
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Website security & privacy:
Is each store a secure website? Does they respect users' privacy? Does each store have a valid privacy policy? Is their website secure?
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Influencer marketing:
Does each store have an influencer marketing program? Does each store use influencer marketing?
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Affiliate marketing:
each store affiliate program? Does each store offer an affiliate program?
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Environmentally conscious:
Is each store an environmentally conscious brand? each store eco-friendly?
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Diversity commitment:
Is each store committed to racial equity? Has each store taken concrete steps towards fighting racial injustice?
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Nurse discounts:
each store nurse discounts? Does each store have any discounts for nurses?
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Government worker discounts:
each store government worker discount? Does each store offer any discounts for government workers?
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Ethical practices:
Is each store considered an ethical brand? Does each store use ethical practices?
myFICO's strengths are:
- Good referral bonus details
- Good additional bonuses details
- Good APR details
- Good security features details
- Good cash advance cost details
- Good late fees details
- Good return check fee details
- Good damage and loss protection details
- Good extended warranty protection details
- Good debt transfer fees details
- Good card quality details
- Offers in-store pickup details
- Offers AARP discount policies details
- Offers contact information availability details
- Offers social media presence details
- Offers website security & privacy policies details
- Does affiliate marketing programs details
- Supports ethical practices details
View 13 more strengths
Knoji has 40 myFICO reviews and ratings as of January 15, 2021. Knoji editors and the Knoji shopper community have reviewed myFICO and compared it against 0 top brands, reviewing myFICO based on product and store features such as referral bonus, cost and rewards. Knoji reviews and ranks Myfico.com and other based on how many features each offers and based on a 5-star rating scale. Based on these factors and 40 myFICO reviews, myFICO earns an overall score of 4.3 out of 5.0 points. myFICO offers 0 total features such as curbside pickup, AARP discounts and contact information. myFICO's's review score is also boosted by the fact that it is a popular brand with good recognition among consumers.
myFICO Ratings: Discount, Payments & Shipping Policies
Read Myfico.com 5-star ratings and in-depth myFICO reviews. See how customers rate myFICO on store features, discount policies, availability of promo codes, payment methods accepted, and shipping and returns policies. Based on 40 reviews, Myfico.com has an overall brand score of 4.3 out of 5.
myFICO Discount Policies Review
1.0 stars
myFICO Shipping & Returns Policies Review
2.0 stars
We reviewed myFICO's shipping rates and shipping policies, as well as myFICO's returns policies. myFICO does offer some benefits for shipping, returns and exchanges on its website.
myFICO Payment Methods Review
2.0 stars
We reviewed myFICO's support for various payment options such as Apple Pay, debit cards, and Google Pay. myFICO does offer payment options beyond credit cards in their checkout process. myFICO did not accept the following payment options at the time of our last myFICO review:
debit & prepaid cards,
PayPal,
Google Pay and
gift cards. Learn more at
myFICO's website.
myFICO Pricing Matching & Coupon Policies Review
1.0 stars
We reviewed myFICO's coupon acceptance policies as well as myFICO's support for price adjustments and price matching. myFICO does not currently offer any specific price matching or special couponing features for customers. myFICO does not offer the following pricing and couponing features at the time of our last myFICO review:
price matching,
coupon stacking and
competitor coupons. Check for any updates on
myfico.com.
myFICO FAQ
Pricing & Discount Policies
Does myFICO maintain its own coupon page?
No – myFICO does not offer official coupons page. We researched this on June 24, 2019, and at that time myFICO was offering official coupons support.
See 1 answer.
Does myFICO have an AARP discount policy?
Yes – myFICO does offer AARP discounts. As of March 14, 2019, myFICO was offering AARP discount policies on their website.
See 1 review.
myFICO military discount?
No – myFICO does not offer military discounts. We researched this on July 13, 2020, and at that time myFICO was offering veteran's discount policies.
See 1 answer.
Does myFICO have a student discount?
No – myFICO does not offer student discounts. We researched this on July 13, 2020, and at that time myFICO was offering student discount policies.
See 1 answer.
Does myFICO price match?
No – myFICO does not offer price matching. We researched this on June 24, 2019, and at that time myFICO was offering price adjustment policies.
See 1 answer.
myFICO birthday discount?
No – myFICO does not offer birthday discounts. We researched this on June 24, 2019, and at that time myFICO was offering birthday discount policies.
See 1 answer.
Does myFICO have a senior discount policy?
No – myFICO does not offer senior discounts. We researched this on July 13, 2020, and at that time myFICO was offering senior discount policies.
See 1 answer.
myFICO teacher discount?
No – myFICO does not offer teacher discounts. We researched this on July 15, 2018, and at that time myFICO was offering teacher discount policies.
See 1 answer.
myFICO rewards program?
No – myFICO does not offer rewards programs. We researched this on December 29, 2020, and at that time myFICO was offering rewards program.
See 0 answers.
Does myFICO take competitor coupons?
No – myFICO does not accept competitor coupons. We researched this on June 24, 2019, and at that time myFICO was accepting competitor coupon policies.
See 1 answer.
Does myFICO support coupon stacking?
No – myFICO does not allow coupon stacking. We researched this on June 24, 2019, and at that time myFICO was allowing coupon stacking policies.
See 1 answer.
How often does myFICO have sales events?
No – myFICO does not offer sales events. We researched this on June 24, 2019, and at that time myFICO was offering sales and promotions.
See 1 answer.
Does myFICO have a Black Friday Ads page?
No – myFICO does not offer Black Friday Ads Page. We researched this on November 17, 2020, and at that time myFICO was offering Black Friday Ads Page.
See 1 answer.
Does myFICO have a Cyber Monday ad this year?
No – myFICO does not offer Cyber Monday sales. We researched this on November 23, 2020, and at that time myFICO was offering Cyber Monday page.
See 1 answer.
Shipping & Returns Policies
Does myFICO offer free returns & exchanges?
No – myFICO does not offer free returns & exchanges. We researched this on April 17, 2018, and at that time myFICO was offering free return policies.
See 1 answer.
myFICO international shipping?
No – myFICO does not offer international shipping. We researched this on November 27, 2018, and at that time myFICO was offering international shipping policies.
See 2 answers.
Does myFICO have in-store pickup?
Yes – myFICO does offer curbside pickup. As of October 23, 2020, myFICO was offering in-store pickup on their website.
See 1 review.
Payment Options
Does myFICO accept PayPal?
No – myFICO does not accept PayPal. We researched this on June 11, 2018, and at that time myFICO was accepting PayPal support.
See 1 answer.
myFICO debit card support?
No – myFICO does not accept debit & prepaid cards. We researched this on June 16, 2018, and at that time myFICO was accepting debit & prepaid card support.
See 2 answers.
Does myFICO accept Google Pay?
No – myFICO does not accept Google Pay. We researched this on November 27, 2018, and at that time myFICO was accepting Google Pay support.
See 1 answer.
myFICO Apple Pay support?
No – myFICO does not accept Apple Pay. We researched this on April 11, 2018, and at that time myFICO was accepting Apple Pay support.
See 0 answers.
Does myFICO accept Amazon Pay?
No – myFICO does not accept Amazon Pay. We researched this on February 8, 2019, and at that time myFICO was accepting Amazon Pay support.
See 1 answer.
Does myFICO take Shop Pay?
No – myFICO does not accept Shop Pay. We researched this on November 17, 2020, and at that time myFICO was accepting Shop Pay support.
See 0 answers.
Does myFICO take Alipay?
No – myFICO does not accept Alipay. We researched this on November 17, 2020, and at that time myFICO was accepting Alipay support.
See 0 answers.
Financing Options
myFICO Affirm financing support?
No – myFICO does not accept Affirm financing. We researched this on November 27, 2018, and at that time myFICO was accepting Affirm financing support.
See 1 answer.
Does myFICO take Afterpay financing?
No – myFICO does not accept Afterpay financing. We researched this on November 27, 2018, and at that time myFICO was accepting Afterpay financing support.
See 1 answer.
Does myFICO accept Klarna financing?
No – myFICO does not accept Klarna financing. We researched this on November 27, 2018, and at that time myFICO was accepting Klarna financing support.
See 1 answer.
Does myFICO accept Sezzle financing?
No – myFICO does not accept Sezzle financing. We researched this on February 8, 2019, and at that time myFICO was accepting Sezzle financing support.
See 1 answer.
Does myFICO accept QuadPay financing?
No – myFICO does not accept QuadPay financing. We researched this on February 8, 2019, and at that time myFICO was accepting QuadPay financing support.
See 1 answer.
Does myFICO accept Splitit financing?
No – myFICO does not accept Splitit financing. We researched this on October 26, 2020, and at that time myFICO was accepting Splitit financing support.
See 1 answer.
Does myFICO offer Bread as a financing option?
No – myFICO does not accept Bread financing. We researched this on November 27, 2018, and at that time myFICO was accepting Bread financing support.
See 1 answer.
myFICO GreenSky financing support?
No – myFICO does not accept GreenSky. We researched this on December 27, 2020, and at that time myFICO was accepting GreenSky financing support.
See 1 answer.
Does myFICO accept Snap Finance?
No – myFICO does not accept Snap Finance. We researched this on December 28, 2020, and at that time myFICO was accepting Snap Finance support.
See 1 answer.
Does myFICO accept Four financing?
No – myFICO does not accept Four financing. We researched this on January 14, 2021, and at that time myFICO was accepting Four financing support.
See 0 answers.
Customer Service Features
Does myFICO offer gift cards?
No – myFICO does not offer gift cards. We researched this on July 27, 2020, and at that time myFICO was offering gift card support.
See 1 answer.
myFICO loyalty or rewards program?
No – myFICO does not offer loyalty programs. We researched this on July 23, 2020, and at that time myFICO was offering loyalty programs.
See 1 answer.
myFICO's live chat support?
No – myFICO does not offer live chat. We researched this on January 1, 2021, and at that time myFICO was offering live chat support.
See 1 answer.
Can I cancel or change my myFICO order for free at any time?
No – myFICO does not allow order changes/cancellations. We researched this on December 29, 2020, and at that time myFICO was allowing modification & cancellation policies.
See 0 answers.
How do I track my myFICO order?
No – myFICO does not offer order tracking. We researched this on January 11, 2021, and at that time myFICO was offering order tracking support.
See 0 answers.
How to contact myFICO?
Yes – myFICO does offer contact information. As of July 9, 2018, myFICO was offering contact information availability on their website.
See 1 review.
myFICO social media pages?
Yes – myFICO does offer social media pages. As of May 22, 2019, myFICO was offering social media presence on their website.
See 1 review.
Website Features
Is myFICO a secure website? Do they respect users' privacy?
Yes – myFICO does offer website security & privacy. As of November 26, 2018, myFICO was offering website security & privacy policies on their website.
See 1 review.
Product & Service Features
How expensive is myFICO?
No – myFICO does not price point. We researched this on January 15, 2019, and at that time myFICO was ing price competitiveness.
See 0 answers.
Marketing Programs
myFICO affiliate program?
Yes – myFICO does do affiliate marketing. As of May 22, 2019, myFICO was that do affiliate marketing programs on their website.
See 1 review.
Other Features
Does myFICO use ethical practices?
Yes – myFICO does support ethical practices. As of June 24, 2019, myFICO was supporting ethical practices on their website.
See 1 review.